THE IMPORTANCE OF PERSONAL INSURANCE IN INCREASING THE SOCIAL PROTECTION OF THE POPULATION IN UZBEKISTAN

Abstract

The article highlighted the current state of personal insurance, its rel-evance and importance. In addition, the relevance of the social protection of the state in today's globalization process, the need for medical insurance of the pop-ulation is increasing day by day, providing full insurance services that meet the global requirements and best practices of the insurance market. The importance of medical insurance and its problems today are highlighted. The article presents the differences between voluntary and mandatory medical insurance, its im-portant aspects, and its current status in the world and in our country. A compar-ative analysis was made based on world data, and the reforms and indicators im-plemented in the field in today's New Uzbekistan are presented. The increased demand for insurance during the COVID-19 pandemic, especially the importance of medical insurance in the social life of the state, was specially recognized.